Health Insurance
Government health insurance and welfare schemes available at RPGMC Kangra — Ayushman Bharat, Himcare, JSSK, and more.
Introduction
RPGMC Kangra provides cashless treatment to eligible beneficiaries under various government health insurance and welfare schemes. Patients covered under these schemes can avail free or subsidised care at the hospital.
Schemes Available
| Scheme | Coverage | Eligibility |
|---|---|---|
| Ayushman Bharat PM-JAY | Cashless hospitalisation up to ₹5 lakh per family per year | SECC database listed families |
| Himcare Scheme | Cashless treatment for all secondary & tertiary care | All HP residents (universal coverage) |
| JSSK (Janani Shishu Suraksha Karyakram) | Free delivery, C-section, newborn care for 30 days | All pregnant women & infants |
| PM-MVY (Matru Vandana Yojana) | Cash incentive of ₹5,000 for first live birth | Pregnant women (18+ yrs, first child) |
| RBSK (Rashtriya Bal Swasthya Karyakram) | Free surgeries for children with congenital anomalies | Children < 18 years |
| FDSI (Family Diagnostic Scheme) | Free diagnostic tests for families below poverty line | BPL families |
| ESI Scheme | Cashless treatment for ESI beneficiaries | Insured workers & dependents |
Ayushman Bharat / Himcare Process
- Check eligibility at the Ayushman / Himcare help desk in OPD
- Provide Aadhaar card and scheme card (e-card or physical)
- Pre-authorisation request generated by hospital
- Treatment provided cashless (as per scheme package)
- Hospital settles claim with insurance authority
Help Desk
Location: Ground floor, OPD Block — near Registration Counter
Timings: 8:30 AM – 4:30 PM (Monday to Saturday)
Queries: Contact Medical Superintendent's office: 01892-287187